Local Lending That Helps You Grow
At Heritage Bank, we’re proud to invest in Topeka businesses.
From working capital to equipment financing, our local lending team offers fast decisions and flexible terms designed to fit your business needs.
Business Financing Options:
Term Loans for expansion or equipment
Lines of Credit for cash flow management
Commercial Real Estate Loans
SBA Loans and specialized programs
Why Businesses Choose Heritage
- Local decision-making and underwriting
- Personal relationships built on trust
- Flexible lending terms
- Responsive support from a team that cares

Mark Kossler - EVP/Commercial Banking
Phone: (785) 290-2060
Email: markk@heritagemail.com

Craig Cook - Commercial Officer
Phone: (785) 290-2057
Email: craigc@heritagemail.com

Austin Crow - Loan Officer
Phone: (785) 430-4550
Email: austinc@heritagemail.com

Tony Konrade - President/CEO
Phone: (785) 440-2255
Email: tonyk@heritagemail.com
NMLS: 1229670

Brian Roth - SVP/CCO
Phone: (785) 440-2201
Email: brianr@heritagemail.com
NMLS: 657447