Business Checking & Savings Accounts
Banking That Works as Hard as You Do
We know Topeka business owners wear many hats. That’s why we offer flexible accounts to help you manage cash flow efficiently — with local service every step of the way.
Business Checking Options Include:
- Low or no minimum balance accounts
- Free online and mobile banking
- ACH and wire transfer capabilities
Business Savings Options Include:
- Competitive interest rates
- Easy access to funds when needed
- Secure growth for your reserves
Contact Us or call our dedicated New Accounts Team today to find the right Deposit Account for you: (785) 440-2200.
Business Deposit Accounts
| Regular Business | Small Business | Money Market | Business Savings | |
|---|---|---|---|---|
| Balance requirements to waive fee | N/A | $500 minimum or $1000 average | $1000 minimum or $2500 average | $500 minimum or $1000 average |
| Monthly Fee if balance requirement is not met | $15.00 | $10.00 | $10.00 | $10.00 |
| Withdrawals | .15¢ ea | 30 free 30¢ each over 30 | Free | 3 free $1.00 each over 3 |
| Deposited Items | 10¢ each | 60 free 10¢ each over 60 | Free | 10 free 10¢ each over 10 |
Regular Business
Balance requirements to waive fee
N/A
Monthly Fee if balance requirement is not met
$15.00
Withdrawals
.15¢ ea
Deposited Items
10¢ each
Small Business
Balance requirements to waive fee
$500 minimum or $1000 average
Monthly Fee if balance requirement is not met
$10.00
Withdrawals
30 free
30¢ each over 30
Deposited Items
60 free
10¢ each over 60
Money Market
Balance requirements to waive fee
$1000 minimum or $2500 average
Monthly Fee if balance requirement is not met
$10.00
Withdrawals
Free
Deposited Items
Free
Business Savings
Balance requirements to waive fee
$500 minimum or $1000 average
Monthly Fee if balance requirement is not met
$10.00
Withdrawals
3 free
$1.00 each over 3
Deposited Items
10 free
10¢ each over 10
The opening deposit requirement is just $500 for the Commercial Business, Small Business, and Business Savings Accounts; and $1,000 for the Money Market Account.
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Account fees will be offset by an earnings credit
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Interest bearing accounts. Money Market paid monthly, Business Savings paid quarterly
Cash Management Services
Health Savings Accounts (HSAs)
Business Loans & Lines of Credit
Local Support for Local Businesses
Our bankers live and work in the same community you serve. We’re here to answer questions, offer advice, and help your business succeed.
